Is she playing games? Guys and girls I need some ideas on this?

I would suggest that you just give her some space for awhile. It sounds as though she is having some issues. Frankly, it sounds like she is trying to distance herself and making excuses so that she doesn't have to actually hurt your feelings. I am sorry, I don't intend to sound mean, but that is the sort of thing that one says when one doesn't want to have to be blunt. Give her some time and see if she is missing you and initiates contact - if not, then you should probably move on.